Insurance and direct pay pricing
You do not need a physician referral for physical therapy in North Dakota!
Understanding Insurance
Modern Movement Physical Therapy is in-network with BlueCross BlueShield and select Sanford Health Plans. For all other private insurance companies, we’re considered out-of-network. Heads up — services like dry needling, virtual appointments, and athletic enhancement aren’t typically covered.
Using Out-of-Network Benefits?
No problem. You’ll pay our straightforward, direct-pay rates, and if requested, we’ll provide a superbill — basically a receipt with all the details your insurance needs. Submit it to see if they’ll cover all or part of your treatment. Just be sure to check your out-of-network benefits first.
For all patients and clients, we recommend calling your insurance company to get the lowdown before starting care. Modern Movement isn’t responsible for what your insurance decides to cover — we’re just here to get you back to doing what you love.
Insurance Terms Made Simple
We get it — insurance jargon can be a headache. Here’s the no-BS version of what you need to know:
Premium: This is your membership fee for health insurance. You pay it every month, whether you use your benefits or not.
Deductible: The amount you pay out of pocket before your insurance kicks in. Got a $1,000 deductible? You cover all costs until you hit that number. After that, your insurance helps out — but you’ll still have coinsurance and copays until you hit your limit.
Coinsurance: After the deductible is met, this is your share of the bill. Your insurance covers part, you cover part, until you hit your out-of-pocket max.
Out-of-Pocket Maximum: The most you’ll pay in a year for covered services. Once you hit this number, insurance covers 100% of your allowed costs. Keep in mind, your monthly premium and anything insurance doesn’t “allow” won’t count toward this.
Understanding this stuff means no surprises — and more confidence in your care decisions.
Heads Up: The pricing you see on our site is for direct pay services only. If you’re using insurance, pricing is based on your insurance provider’s fee schedule. Want an estimate? Just give us a heads-up — we’re happy to break it down for you.
Sanford True
Sanford Employee Plan
Cigna
Aetna
Tricare
United Health Care
Medicare
Medicaid
Blue Cross Blue Shield
Federal Blue Cross Blue Shield
Sanford Health Plan
Sanford Health North Dakota State Employee plan
Insurances Accepted
out of network
Direct Pay Services
Why direct pay? Because you deserve better.
We work for you, not insurance companies.
No middlemen calling the shots. With direct pay, your physical therapist gets to focus on what actually matters: spending more one-on-one time with you, treating multiple areas at once, and using the best treatments for your goals. No restrictions, no BS.
Transparent pricing
Forget surprise bills and confusing statements. Our transparent pricing means you’ll always know exactly what to expect. For many with high-deductible insurance, paying directly can actually save you money. Real care. Real results. No financial guesswork.
Direct Pay Pricing
Physical Therapy
One-on-one sessions built for you. From expert exercise programming to hands-on manual therapy, dry needling, and more — we do what it takes to get you moving strong again.
55 mins
1 session package | $150 per session
5 session package | $140 per session
10 session package | $125 per session
Athletic Enhancement + Wellness visit
Whether it’s your first visit or you’re back for more, we’re all in. Expect a full movement assessment, goal-setting, and a tailored plan to push your performance. Follow-ups? That’s where we fine-tune your form and keep your progress on track.
55 mins | $100
Virtual Appointments
Get assessed, get answers, and get moving — all through video chat. We’ll break down your injury, build a plan, and keep you progressing with mobility and strength exercises. No clinic required.
55 mins | $100
Virtual Coaching
Get a personalized training plan tailored to your athletic and fitness goals, delivered straight to your device. With a monthly subscription, you’ll have full access to your program and direct messaging for support and adjustments. Pro Tip: Book a one-on-one Athletic Enhancement session first to get started.
$75 per month
Dry Needling
In 25 minutes, we’ll use advanced dry needling techniques to boost blood flow and break up stubborn fibrosis from chronic pain. Heads up: You’ll need a PT evaluation first before booking.
25 mins | $75
Consultation
Not sure if we’re the right fit? Let’s find out. Book a free 15-minute chat — we’ll get to know you, your goals, and how we can help you move better, feel stronger, and crush what’s next.
15 mins | Free
We accept cash, check, card, or HSA/FSA payments — whatever works best for you.
For Our Heroes: Current military, veterans, firefighters, police officers, and first responders get a 20% discount. It’s our way of saying thanks for having our backs. Now we’ve got yours.